A researcher studied a year of public Venmo transactions. Here's what she learned

 

Today, we’re giving you more ways than ever to use Venmo. You’ve used Venmo to pay back friends, and perhaps to make a purchase in one of your favorite apps or online stores.

Worst of all, the company won't protect you if you're scammed.

Don’t stealth-charge

Send money instantly online to your friends and family. Send money instantly to friends using our mobile banking app. Our Pay Friends feature allows you to send fee-free mobile payments to friends or family when they open an account with Chime.

If you can send an email, you can send money via Square Cash. Square Cash has also recently partnered with Snapchat, allowing you to send mobile payments through the popular chat service, too. With Dwolla , you can send money to anyone with an email address, phone number, or Dwolla ID. Your recipient will need to sign up with Dwolla, too. You may not have heard of some of the other apps on this list, but chances are by now you have a PayPal account.

PayPal is definitely the most entrenched player in the market, and you can send a substantial amount of cash via the service: You can also send money abroad to anyone with an email address or mobile phone number in more than countries. PayPal even supports more than 20 currencies. There is a certain comfort in going with a known entity such as PayPal for your mobile payment.

However, the fees are high for card-funded transactions. After that, you can link your bank account or debit card to your account and use them to send money to any email address. Gmail users can even send money in email messages. You can also keep a balance in Google Wallet and link that to a Google Wallet card, which you can use to make purchases and ATM withdrawals.

Some merchants and phones also support a Tap and Pay function that lets you keep your real wallet in your pocket. Otherwise, the fee is 2. Google Wallet has a lot of nice extras that make it far more useful than just a way to send mobile payments. Once you add enter your debit card information from a U. Apple to start offering iTunes movies and shows on Samsung TVs. Apple is putting iTunes on Samsung TV — here's why!

Putting iTunes on Samsung TVs is a big deal, but for whom? Samsung to launch iTunes on its smart TVs. Apple Partners with Samsung: You really can't read this as anything but a recognition that the Apple TV doesn't sell and Apple needs more service scale. Samsung and Apple kicking off ces news by becoming frenemies. Makes sense for Apple: Becoming a services business requires getting access in more places.

This is Apple saying services are more important than Apple TV hardware sales. Apple changing its ways was one of the themes I called out in my tech predictions http: I've long felt that Apple's decision to not release its own television set is a good one. In , I went over the case against an Apple television set. Considering Samsung's tv market share this makes perfect sense for Apple. Apple TV sales were strong in Instead, it's about content distribution. Discussed in detail here: I fully expect to see more of these soon webOS TVs?

Apple is putting iTunes on Samsung TVs http: The funniest part about this is that they kept the iTunes branding. Also lol why didn't they just make a TV years ago http: Hell's streaming froze over http: But it's integrated with Bixby, search, and guide features, so we'll have to see how it all works in the end.

Samsung TVs run Tizen. There's an iTunes app coming to Samsung TV. Therefore, there is a Tizen iTunes app. Just, like, sit with that idea for a minute. A Tizen iTunes app. Next, iOS for Android phones http: Next-Gen Gaming Takes Off. In Sync at CES: The ROG Mothership redefines the form factor for desktop replacement gaming laptops. Razer's sleek Raptor monitor concept is a gamer's delight. Nvidia will bring G-Sync support to some FreeSync monitors.

Delivers More Power Than Ti. Nvidia brings G-Sync support to FreeSync monitors. Asus ROG Mothership is a massive gaming tablet with a detachable keyboard. Expand More For Next. Unexpand More For Next. Samsung steps up its game with the new Notebook Odyssey.

Samsung joins the serious PC gaming fight with the new Notebook Odyssey. Acer unveils its first AMD-powered Chromebook. HP debuts monitors and laptops with integrated privacy screens. HP at CES AMD Chromebooks weren't already a thing? Acer's first AMD Chromebook comes with a More screen, less body in the revamped Acer Swift 7. Acer Swift 7 dazzles with near-borderless touch display, weighs under two pounds.

Acer's refreshed Swift 7 packs a nearly borderless screen. How to send money: Domestic transfers International transfers. Venmo in a nutshell. Zelle in a nutshell. Google Pay Send in a nutshell. PayPal in a nutshell. WalmartWalmart in a nutshell. Bank wire transfers in a nutshell. TransferWise in a nutshell. OFX in a nutshell. Xoom in a nutshell. MoneyGram in a nutshell. Western Union in a nutshell. Fees and exchange rate markups mentioned are based on the analysis linked below.

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Any comments posted under NerdWallet's official account are not reviewed or endorsed by representatives of financial institutions affiliated with the reviewed products, unless explicitly stated otherwise. Learn More at Venmo Best rated for mobile: Venmo Why we like it. Learn More at Zelle Fastest tie: Zelle Why we like it.

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